Independent UK firefighter money guide

Know what the job is really worth.

Current pay scales, take-home calculators, pension modelling and practical career guidance for serving firefighters, on-call crews, control staff and candidates.

July 2026 rates livePrimary-source dataNo signup for free toolsUK-wide
01
2026/27 deductions

Salary & take-home

Model tax, NI and firefighter pension contributions by role.

Open →
02
Extra hours

Overtime calculator

Convert salary to hourly pay and estimate gross or net overtime.

Open →
03
FPS 2015

Pension modeller

Estimate CARE accrual, contribution bands and retirement scenarios.

Open →
04
Retained duty system

On-call pay

Combine retainer, activity hours and disturbance payments.

Open →
Decision tools

Plan beyond this month’s payslip.

Free, private browser tools for the choices that connect pay with career and life.

One career. The full financial picture.

More useful than a salary table.

Firefighter Pay connects the questions that affect real decisions: what lands in your bank, how on-call availability pays, what promotion changes, how pension contributions work, and whether the career fits your life.

Built for trust

Every important number should be traceable.

Financial content deserves more than confident copy. We date-stamp material changes, distinguish national terms from local policy, and link the documents behind our calculators.

01 National Joint Council pay circulars02 HMRC tax and National Insurance rates03 Government pension regulations and guidance04 Official service recruitment information
Read our methodology
Current review

2026 pay award verified

The 3.8% NJC award took effect on 1 July 2026. Headline salary, hourly, overtime, on-call and control-room figures are aligned to Circular NJC/2/26.

Effective
1 July 2026
Last reviewed
24 August 2026
Next check
On new NJC circular
Read the pay award guide →
Most-read guides

The questions firefighters actually search for.

View all 141 guides →
Ranks & roles · 24 min

UK Fire Service Ranks: Every Rank, Insignia & Pay (2026)

Every UK fire service rank from firefighter to chief fire officer: what each does, helmet and epaulette insignia, and July 2026 NJC pay in one table.

Pay · 19 min

Firefighter Salary UK 2026: Starting, Qualified and Top Pay

A UK firefighter earns £31,539 in training and £40,358 once qualified from 1 July 2026, rising to £77,186 for area managers. See pay by rank, take-home, overtime and on-call.

Pay · 10 min

Firefighter pay rise 2026: 3.8% and what it means in £

The 3.8% firefighter pay rise from 1 July 2026: competent £40,358, development £31,539, plus hourly, overtime and on-call rates with worked examples.

Joining · 17 min

Firefighter fitness test UK: bleep level 8.8 and tasks

UK firefighter fitness test explained: bleep test level 8.8, the 42 ml/kg/min Chester treadmill test, ladder and carry tasks, plus a 12-week training plan.

Pensions · 12 min

How to Calculate Your Firefighter Pension: CARE Examples

Step-by-step firefighter pension calculation for FPS 2015: 1/59.7 accrual, revaluation, pensionable pay and worked 20, 25 and 30-year examples.

Pay · 12 min

Firefighter take-home pay 2026: net pay for every role

Firefighter take-home pay for 2026/27: net annual and monthly pay for every role from £31,539 to £77,186, after tax, National Insurance and pension.

Pay · 12 min

On-call firefighter pay 2026: retainer, call-outs, examples

How much on-call (retained) firefighters earn in 2026: full retainer £6,054, £18.43 an hour activity, £5.31 disturbance, with worked annual examples.

Money & life · 15 min

Firefighter Tax Relief 2026: £80 Uniform Claim Explained

Firefighter tax relief in 2026/27: the £80 uniform flat rate, how to claim 5 years back, worked £ examples, and why FBU fees are not claimable.

Free first · premium for depth

Every free calculator has a deeper version.

All premium tools →
Quick answers

Firefighter pay FAQs

How much does a UK firefighter earn in 2026?

From 1 July 2026, the national NJC basic salary is £31,539 for a development firefighter and £40,358 for a competent firefighter. Local arrangements and role-related payments can change actual earnings.

What is the firefighter overtime rate in 2026?

The published NJC overtime rate is £21.60 per hour for a development firefighter and £27.65 per hour for a competent firefighter from 1 July 2026. Managers up to station manager also have published rates.

How is on-call firefighter pay calculated?

On-call pay usually combines an annual retainer, hourly work activity and a disturbance payment. The 2026 full retainer is 15% of the relevant annual basic salary; day-crewing cover is 5%. Local contracts can add or vary payments.

Is Firefighter Pay an official fire service website?

No. Firefighter Pay is an independent information and calculation service. We cite primary sources and explain where local payroll or pension administrators may differ.