29 free tools · no account required

From a number to a useful decision.

Fast free calculators for everyday questions, plus deeper planning products for career and financial decisions that deserve more context.

01PayFree

Salary & take-home

Current NJC rates, 2026/27 tax, NI and pension contribution bands.

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02PayFree

Overtime calculator

Published or custom hourly enhancements with a net-pay estimate.

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03PayFree

Payslip checker

Compare basic pay, overtime, pension, tax and local payslip lines.

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04On-callFree

On-call pay calculator

Retainer, activity hours and disturbance payments in one result.

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05PensionFree

FPS 2015 CARE modeller

Illustrate annual accrual, revaluation and early-retirement scenarios.

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06PensionFree

Pension contributions

Current 2026/27 England and Scottish firefighter contribution bands.

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07PayFree

Promotion pay comparison

Compare the gross and estimated net change between two firefighter pay points.

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08PayFree

Part-time pay

Turn FTE or weekly hours into pro-rata salary, pension and take-home estimates.

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09MoneyFree

Mortgage borrowing range

Combine basic pay, evidenced overtime and deposit into an illustrative range.

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10MoneyFree

Overtime to deposit

Estimate the extra shifts and hours needed to close a savings target.

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11JoiningFree

Fitness readiness

Find the weakest link across six areas of candidate fitness preparation.

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12JoiningFree

Recruitment timeline

Map application, assessment, fitness, checks and an illustrative start date.

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13Working lifeFree

Shift calendar

Preview a repeating watch pattern and export duty dates as an ICS file.

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14MoneyFree

Cycle to Work savings

Illustrate Income Tax and National Insurance savings through salary sacrifice.

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15PayFree

Pay report

Annual earnings breakdown from basic pay to take-home, with a paid printable report.

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16PensionFree

Pension lump sum

Commutation lump sum, reduced pension and break-even age by scheme.

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17PensionFree

Ill-health & injury

Estimate ill-health pension tiers and injury-award bands.

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18PayFree

Promotion pay planner

Rank-by-rank ladder with net pay and pension-band changes.

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19MoneyFree

Mortgage readiness

How lenders may treat overtime and allowances, with an evidence checklist.

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20On-callFree

On-call earnings planner

Retainer, callouts and disturbance pay across a year.

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21JoiningFree

Bleep test calculator

Level and shuttles to distance, VO2 max and gap to target.

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22PayFree

Pay vs inflation

Has firefighter pay kept up? NJC awards against ONS CPI, in today's money.

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23PayFree

Back-pay calculator

Arrears when a pay award is implemented late, gross and estimated net.

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24Working lifeFree

Annual leave calculator

Grey Book leave by duty system and length of service.

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25Working lifeFree

Sick pay calculator

Full and half pay periods and take-home while off sick.

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26Working lifeFree

Maternity pay calculator

Family-leave pay by week against normal pay.

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27MoneyFree

Uniform tax rebate

Estimate the tax relief you may be owed for up to five tax years.

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28On-callFree

On-call availability planner

Paint your week to see whether on-call cover fits your life.

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29CareerFree

Rank lookup

Old and new fire service rank titles translated, with 2026 pay bands.

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30PremiumPaid

All premium tools & bundles

Reports, planners and suites that go deeper on every free tool. One-time prices.

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Product principles

Useful by default. Honest about limits.

Free tools do not require an account. Salary inputs run in the browser and are not stored by Firefighter Pay.

Premium tools pay for depth, not withheld basics. Core rates and explanatory guides remain open.

No calculator replaces the official record. Payroll, contract and scheme-administrator data control individual outcomes.